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The First Step Service is clear, simple and straightforward, no matter how complex it may seem!

Please Note: Calls may be recorded and  used for training and monitoring purposes

 
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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
FOR SECURED LOANS OUR TYPICAL RATE IS 10.9% APR VARIABLE
Rates range from 8.9% to 19.9% APR VARIABLE our highest rate is for customers with severe credit problems.
* Consolidating debts may increase the total amount repayable over the term of your new loan. The amount of monthly savings will depend on the type and term of credit you repay.

Secured Loans are subject to status and available to homeowners aged 18 or over.
On some loan plans a fee of between 0% & 10% of the loan amount may be charged, depending on your credit history and ability to prove income.  
First Step Loans & Mortgages Ltd is licensed under the Consumer Credit Act 1974. Our Consumer Credit Licence number is 586672, we are members of FISA (Finance Industry Standards Association) membership number is 17652411.
Registered address: 1st Floor Offices, 3 Wigan Road, Westhoughton, Bolton. BL53RD
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