At First Step we want our competitors to envy our firm ethics and consumer standards and guarantee that you as the customer will always remain our highest priority.
There are a lot of companies who take advantage, by charging excessive fees or extensive delays in returning phone calls or answering simple questions.
We are a family business and have over 15 years Managerial and Financial Services experience, we have a strong management team in place and a keen focus for delivering exceptional customer service standards.
Please do not hesitate to contact our dedicated team if you require any further information, our friendly and approachable staff will be more than happy to answer any question or query regardless of how big or small it seems.
The First Step Service is clear, simple and straightforward, no matter how complex it may seem!
Please Note: Calls may be recorded and used for training and monitoring purposes
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
FOR SECURED LOANS OUR TYPICAL RATE IS 10.9% APR VARIABLE
Rates range from 8.9% to 19.9% APR VARIABLE our highest rate is for customers with severe credit problems. * Consolidating debts may increase the total amount repayable over the term of your new loan. The amount of monthly savings will depend on the type and term of credit you repay.
Secured Loans are subject to status and available to homeowners aged 18 or over.
On some loan plans a fee of between 0% & 10% of the loan amount may be charged, depending on your credit history and ability to prove income.
First Step Loans & Mortgages Ltd is licensed under the Consumer Credit Act 1974. Our Consumer Credit Licence number is 586672, we are members of FISA (Finance Industry Standards Association) membership number is 17652411. Registered address: 1st Floor Offices, 3 Wigan Road, Westhoughton, Bolton. BL53RD