At First Step we specialise in arranging UK finance at the best rates to suit your personal needs.

We pride ourselves in always being able to provide you the client, with the most competitive deals available on the market. As an independent broker we scan the market place and ensure that we offer the best deal available.

The Majority of our customers cannot believe it when we tell them they’re approved. They may have been refused elsewhere or think their personal circumstances would be too difficult for us. We have access to a wide range of lenders, so we can offer tailor made loan solutions.

We should be able to help you regardless of your circumstances.

We do not charge any up front fees in any circumstances.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
FOR SECURED LOANS OUR TYPICAL RATE IS 10.9% APR VARIABLE
Rates range from 8.9% to 19.9% APR VARIABLE our highest rate is for customers with severe credit problems.
* Consolidating debts may increase the total amount repayable over the term of your new loan. The amount of monthly savings will depend on the type and term of credit you repay.

Secured Loans are subject to status and available to homeowners aged 18 or over.
On some loan plans a fee of between 0% & 10% of the loan amount may be charged, depending on your credit history and ability to prove income.  
First Step Loans & Mortgages Ltd is licensed under the Consumer Credit Act 1974. Our Consumer Credit Licence number is 586672, we are members of FISA (Finance Industry Standards Association) membership number is 17652411. Registered address: 1st Floor Offices, 3 Wigan Road, Westhoughton, Bolton. BL53RD