Let First Step take the hassle out of your finances, we specialise in Homeowner Loans to suit all. As a broker, we are able to access specialist lenders that offer products to suit most needs; we can save you time and money!
Loans can be arranged from £5,000 to £250,000 with repayment terms of 5 - 30 years.
If you want to pay off those Credit Card Debts or Loans* or even change you're Car or you want to do some Home Improvements - in fact for Any Purpose!
You can borrow up to 125% of the equity in your property
Loans can be fixed up to 5 years on certain plans
Self certification products available for employed and self employed Loan plans for adverse credit Payment holiday for the first 3 months! **
It couldn't be easier - we do all the hard work so you don't have to!
We will not refuse you because you have bad credit; we have plans that accept any property type and any income source.
Apply ONLINE in confidence with our personal guarantee of excellent customer service standards, we will keep you updated every step of the way, First Step is committed to You the customer.
The First Step Service is clear, simple and straightforward, no matter how complex it may seem!
Please Note: Calls may be recorded and used for training and monitoring purposes
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
FOR SECURED LOANS OUR TYPICAL RATE IS 10.9% APR VARIABLE
Rates range from 8.9% to 19.9% APR VARIABLE our highest rate is for customers with severe credit problems. * Consolidating debts may increase the total amount repayable over the term of your new loan. The amount of monthly savings will depend on the type and term of credit you repay.
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For the payment holiday terms and conditions will apply. Interest is charged from the date of completion, with payments spread over the length of the term. Secured Loans are subject to status and available to homeowners aged 18 or over.
On some loan plans a fee of between 0% & 10% of the loan amount may be charged, depending on your credit history and ability to prove income.
First Step Loans & Mortgages Ltd is licensed under the Consumer Credit Act 1974. Our Consumer Credit Licence number is 586672, we are members of FISA (Finance Industry Standards Association) membership number is 17652411. Registered address: 1st Floor Offices, 3 Wigan Road, Westhoughton, Bolton. BL53RD
