With First Step the process is straight forward; we have a sympathetic ear and take each enquiry on an individual basis.
Apply online by filling out your details on the application form, this is sent through our secure server and your details are completely safe.
Use our free phone number and speak to our friendly staff directly who will complete the application details over the telephone. Or simply use the Call Back Requestfacility, leave a few details and a convenient time and a member of our friendly team will contact you.
Once we have all your details your dedicated underwriter will discuss the options available and guide you through the process, giving you jargon free information at all times.
What's more your underwriter will be dealing with your application from start to finish, no messy phone systems or multiple people dealing with your application.
Life is already complicated so we don't add to it!
The First Step Service is clear, simple and straightforward, no matter how complex it may seem!
Please Note: Calls may be recorded and used for training and monitoring purposes
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
FOR SECURED LOANS OUR TYPICAL RATE IS 10.9% APR VARIABLE
Rates range from 8.9% to 19.9% APR VARIABLE our highest rate is for customers with severe credit problems. * Consolidating debts may increase the total amount repayable over the term of your new loan. The amount of monthly savings will depend on the type and term of credit you repay.
Secured Loans are subject to status and available to homeowners aged 18 or over.
On some loan plans a fee of between 0% & 10% of the loan amount may be charged, depending on your credit history and ability to prove income.
First Step Loans & Mortgages Ltd is licensed under the Consumer Credit Act 1974. Our Consumer Credit Licence number is 586672, we are members of FISA (Finance Industry Standards Association) membership number is 17652411. Registered address: 1st Floor Offices, 3 Wigan Road, Westhoughton, Bolton. BL53RD
